Local 555 medical coverage

Also known as Health & Welfare (H&W)

Does this apply to you?

Most contracts include coverage through Local 555’s H&W Trust, but not all.
If you aren’t sure of your eligibility:

Tiers of Medical Coverage

There are three tiers, or Levels, of medical insurance offered by Local 555. You are available for one Level at a time, based on how long you’ve been employed under the union contract. Level 1 is the entry option and Level 3 is the most comprehensive option. If you’re not sure of your Level, call the Trust office at 866-796-7623 to ask.

  • weekly cost

    weekly cost

  • annual deductible

    annual deductible

  • medical

    medical

  • Rx

    Rx

  • dental

    dental

  • vision

    vision

  • preventive care

    preventive care

  • PPO coverage after deductible is met

    PPO coverage after deductible is met

Level 1

  • weekly cost

    employee-only $7/week
    employee + kids: $12/week

  • annual deductible

    400 individual
    800 family

  • medical

    Regence PPO

  • Rx

    yes

  • dental

    not eligible

  • vision

    not eligible

  • preventive care

    free

  • PPO coverage after deductible is met

    80% in-network
    70% out-of-network

Level 2

  • weekly cost

    employee-only: $10/week
    employee + kids: $15/week
    employee + spouse: $20/week
    all family: $25/week

  • annual deductible

    400 individual
    800 family

  • medical

    Regence PPO or Kaiser

  • Rx

    yes

  • dental

    Trust or Willamette

  • vision

    not eligible

  • preventive care

    free

  • PPO coverage after deductible is met

    80% in-network
    70% out-of-network

Level 3

  • weekly cost

    employee-only: $10/week
    employee + kids: $15/week
    employee + spouse: $20/week
    all family: $25/week

  • annual deductible

    300 individual
    600 family

  • medical

    Regence PPO or Kaiser

  • Rx

    yes

  • dental

    Trust or Willamette

  • vision

    VSP

  • preventive care

    free

  • PPO coverage after deductible is met

    85% in-network
    70% out-of-network

Contact the Trust office

Fund Administrator: Zenith American Solutions

  • Call/fax Zenith

    Phone: 866-796-7623
    Fax: 971-239-0672

  • Go directly to Zenith's portal

  • Zenith office location

    12205 SW Tualatin Rd Suite 200
    Tualatin, OR 97062

Additional Resources

Make sure you’re informed about other options that may be of use to you.